HOME FIRE DAMAGE
Discovering that a fire has destroyed your home can be emotionally shattering; discovering that your insurance won’t cover the costs to rebuild your home makes it that much more difficult to bounce back and get on with your life after a home fire.
When all or part of your home has burned down, you are probably feeling desperate to start rebuilding and replacing what you’ve lost. How can you start rebuilding when your insurance money just won’t cover the replacement cost at today’s prices? What if you don’t have home owner’s or renter’s insurance? And what about your cherished possessions—family photos, the children’s homemade gifts, a child’s beloved stuffed toy? Your insurance might cover the structure of the home and some of its valuable contents, but how do you place a value on an irreplaceable photo of your child taken hours after birth?
In situations where there is not enough insurance to cover all your home fire damages, the attorneys at the California Fire Lawyers can step in to help. We will look to the source of the fire that took your home and work to identify the party who started the fire or created conditions that encouraged it to spread. We will then make a case to prove that party’s liability and will make a claim for the many damages that aren’t covered by your homeowners’ insurance.
In some cases, a fire is caused by the negligence of a large utility company with plenty of resources to oppose your claim so it is essential to have an experienced fire damage attorney working for you.
Fire Damage Losses
Fire is an incredibly destructive force capable of causing untold amounts of damage to a structure and to a family’s sense of well being. The kinds of economic and non-economic damages fire victims often suffer include:
- Smoke damage
- Structural damage
- Loss of personal possessions
- Burns and bodily injuries
- Roof collapse
- Plumbing damage
- Water damage
- Electrical damage
- Loss of trees and landscaping
- Emotional anguish
- Post-traumatic stress disorder (PTSD)
California Fire Lawyers can provide you with powerful legal representation to advocate to get you and your family the full value of what you’ve lost in the fire.
Utility Companies’ Liability
In California, wildfires are common, and they can often be traced to an act or negligence of a gas or electric company, which may be then be found civilly liable for damages the fire caused. The company often will try to escape liability by claiming that the fire was an “act of God” or “due to unforeseen weather conditions” when it was in fact caused by the company’s negligence. The lawyers at California Fire Lawyers know how to overcome these defenses and have won millions of dollars in fire claims against utility companies for homes lost to wildfires.
The Legal Backing to Win Your Fire Damage Claim
When a fire has destroyed all or part of your home, you need a lawyer with very specific fire damage experience. In a matter as important as this to you and your family, bring a fire damage lawyer on board to protect your right to recover fully for your damages.
Never sign any document such as a waiver, release, or hold-harmless agreement, and do not give a recorded statement unless your attorney is present. Let your lawyer handle all settlement negotiations to ensure that you receive enough money to rebuild or replace everything you’ve lost.
What You Can Recover
You’re entitled to recover for your lost or damaged structures, injuries suffered in the fire, emotional distress, personal property, items of sentimental value, and alternate living expenses until your home has been replaced. In some cases, you may also recover punitive damages. Insurance does not compensate you for the anguish and inconvenience that comes with losing your home and a lifetime’s worth of possessions; however, we will fight to win you compensation for the emotional distress and difficulties you face in the aftermath of a destructive fire.
In California, when you have a fire damage claim, you’ll find the experienced representation you need when you hire California Fire Lawyers. We have a powerful record of recovering fire damages for hundreds of families including 1600 clients who lost their homes in the 2007 San Diego area fires. Contact today for a free consultation.